What are Non-VBV and Non-MSC BINs?

Non-VBV (Non-Verified by Visa) and Non-MSC (Non-Mastercard SecureCode) BINs are Bank Identification Numbers assigned to cards that bypass extra authentication steps during online transactions. These are often used for research, fraud prevention testing, or payment processing studies.

Are Non-VBV BINs legal to use?

Non-VBV BINs themselves are legal, but their use depends on context. This information is provided strictly for educational and anti-fraud research purposes. Unauthorized transactions or misuse may violate financial regulations and laws.

Which countries and banks are covered in this Non-VBV BIN list?

The list includes BINs from major banks in the US (Citibank, Bank of America), Australia (Westpac, Commonwealth Bank), Germany (Santander, Deutsche Bank), the UK, Malaysia, and others. It covers both Visa and Mastercard issuers.

How often is this Non-VBV BIN list updated?

The list is marked as '2025 Updated' to reflect recent BIN data. However, banks may periodically change authentication protocols, so always verify BIN status before use for research purposes.

Where can I learn more about fraud prevention with BINs?

For cybersecurity trends and BIN updates, join the private Telegram channel mentioned in the article. Always consult official bank resources or financial regulators for authoritative guidance on fraud prevention.

Non vbv bins

List of 2025’s Non-VBV/MSC BINs (UPDATED)

February 3, 20251 Mins read2.7k Views

This guide provides a comprehensive collection of Non-VBV (Verified by Visa) and Non-MSC (Mastercard SecureCode) BINs for credit and debit cards from major banks worldwide. These Bank Identification Numbers (BINs) cover financial institutions across the United States, Australia, Germany, Malaysia, the UK, and more, including prominent banks like Citibank, Bank of America, Westpac, and Santander.

What Are Non-VBV BINs?

Non-VBV BINs belong to cards that bypass Visa’s Verified by Visa authentication, while Non-MSC BINs avoid Mastercard’s SecureCode. These are often used for research and fraud prevention studies.

Visa Non-VBV BINs (2025)

BIN	Bank & Card Details	Country
479126	ESL F.C.U. Visa Debit Classic	United States
410894	BB&T Visa Debit Classic	United States
427138	Citibank Visa Credit Premier	United States
480011	FIA Card Services Visa Gold Premium	United States
439102	Krungthai Card Visa Platinum	Thailand
476164	TCF National Bank Visa Debit Classic	United States

(Full list available in the detailed section.)

Mastercard Non-MSC BINs (2025)

BIN	Bank & Card Details	Country
515598	HSBC Bank Nevada Mastercard Standard	United States
516361	Westpac Banking Mastercard Debit	Australia
550200	Citigroup Pty Mastercard Credit	Australia
521894	Citibank Mastercard	Australia